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The Latest News and Views from Ascent Wealth Management

 Greetings everyone,

We hope everyone is doing OK with the rolling lockdowns that seem to be sweeping the country at the moment.  Hopefully by us all doing our bit, we can protect the most vulnerable in our community and reduce the impact of the virus on our lives in the longer term.   Thanks to all I have spoken to about the upcoming adviser fee refunds; your understanding is really appreciated.  Like you, I'm struggling to get my head around the rationale for the decision, but nonetheless am pleased that most people will be getting a winfall over the coming six months.

I'd like to take the opportunity to welcome Dhvani Shah to the team.  Dhvani joins us to give Katrina a hand with handling Gavin and myself.  She will be based at Eight Mile Plains, but like Katrina will ultimately have the capability to work from home should this be required.

In this month's newsletter, we find out how Buy Now Pay Later can impact your loan application and ways to overcome Zoom fatigue.  

With the Australian Tax Office now processing the 2020-2021 tax returns, it’s important to understand what you need to provide the ATO when it comes to your investments. We’ve provided a list of information to help.

Superannuation is generally a long-term investment, so when it comes to choosing a super fund, you can go with your employer’s default fund or choose your own. Discover what you should look for when choosing a super fund and how to compare different funds. 

Buy Now Pay Later is becoming increasingly popular. However, if you’re applying for a loan you may want to look at how BNPL purchases can affect your approval for a loan.

There is always risk involved when choosing to invest your hard-earned cash. Find out what some of the risks are when investing your money and alternatively, what may happen if you don’t invest at all. 

Did you know ‘Zoom fatigue’ was a thing? Working from home can mean more Zoom meetings and this could be causing Zoom fatigue. In our final article, we explore what it is, and suggest a few ideas you can put in place to overcome it.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on (07) 3343 9228 or email admin@ascentwm.com.au

Kind regards,

Stephen Nielsen

Tax time: calculating investment income and deductions

Here's a check list of what you will need to include in your 2020-21 income tax return. Read full article >>

Choosing a super fund

How to compare and choose super funds. Read full article >>

Buy Now Pay Later - the hidden danger potentially stopping you from owning your own home

The Buy Now Pay Later sector is winning-over the youth demographic with the promise of instant gratification, but leading mortgage brokers are warning that with every sugar-high comes the risk of a corresponding low. Read full article >>

Why there's also risk in not investing

Many Australians know that investing will always come with some level of risk, but what they might not have considered is that there's also risk in not investing. Read full article >>

How to beat Zoom fatigue (hint: it’s easier than you think)

According to researchers at the Stanford Virtual Human Interaction Lab, all that time you’re spending on Zoom or video calls is wearing you out at a much quicker rate than traditional face-to-face meetings.

Read full article >>