Edition No. 32 | 20 August 2015

The Latest News and Views from Ascent Wealth Management

Dear Katrina,

Welcome to another News and Views, in the middle of what is proving to be an eventful month for investors. While we have seen a trend of good news and positive growth in Eurozone and the US, and Greece has been successful in gaining further bailout funds, China remains volatile and the oil price seems to keep falling. This has seen increased volatility in the markets this month. The long game is one where returns will return to the mean after a few years of outstanding results; we just need to get through this current volatility and keep the future at the front of our thinking. This month, we present the market update from 360 Research to elaborate on the above points.

Strategically, we take a simplified look at Aged Care. The care landscape has changed markedly in recent years; this article seeks to reduce the complexity. This is an area of work that I have become increasingly involved with over the past few years; while it is rewarding, it disappoints me that a system designed to provide care can cause so much concern and trepidation, at what is already a very emotionally fraught time. We're ready to be of help if any of our readers just need a quick phone call, or if there is a more detailed discussion required.

Next, another issue that is close to my heart at the moment. Inheritances. These can really be the silver lining on what are really dark clouds. Used wisely, inheritances can make a big difference to the recipients; they also can have Centrelink and Department of Veteran Affairs implications as well; so careful, considered advice is a "must".

Lastly, if you've ever wanted to "give something back", I have a look at some really rewarding things that you can do as a volunteer. Whether it is helping at the local Primary School's support- a -reader lessons, or stepping forward to organise and arrange donations for charitable causes, not only will your efforts make a meaningful difference, they will also result in many positives in the life of the volunteer. I am in awe of the good works of many of the people who will be reading this newsletter. I can only but try to emulate your efforts throughout my own life!

The people of Samford Valley are again getting ready for their upcoming Garden Expo which is on over the weekend of the 12th and 13th of September at the Samford Showground at Highvale. Tickets are $10 each and funds raised will support the Chaplaincy programmes for the Samford and Mt Samson Schools. This is a terrific event and I'm looking forward to attending again. If you're looking for some gardening tips from the experts that will be speaking as we move into Spring, then this is the event for you. Please have a look at the website for further details- http://www.samfordgardenexpo.org.au/

Until next month, all the best. Please feel free to pass this newsletter or articles on to others that might benefit.

Regards

Steve

ThreeSixty Research Market Update August

Highlights;

The Greece debt crisis has diminished as a concern for investors
China’s Shanghai Composite Index remains volatile
US economic data continues a positive trend
Further positive growth signs in the Eurozone
China’s PBoC remains on a continued stimulus strategy in order to meet growth targets
RBA maintains the cash rate at 2.0% at its August meeting and remains on an accommodative policy

A quick guide to aged care

The aged care system can seem daunting. But by understanding what’s available, you can make sure you or your loved ones get the care they need.

Make the right choice for your inheritance

Invested wisely, an inheritance is a great opportunity to get ahead financially. But what’s the best way to invest it?

5 volunteering jobs you’ll love

These days, there’s more to volunteering than stuffing envelopes or serving soup.

In this edition

	ThreeSixty Research Market Update August
	A quick guide to aged care
	Make the right choice for your inheritance
	5 volunteering jobs you’ll love

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Ascent Wealth Management Pty Ltd, Stephen Nielsen and Gavin Hammond are Authorised Representative of GWM Adviser Services Limited, ABN 96 002 071 749, AFSL number 230692 an Australian Financial Services Licensee, Registered office at 105-153 Miller Street, North Sydney, NSW, 2060 and a member of the National Australia Group of companies.

This advice may not be suitable to you because it contains general advice that has not been tailored to your personal circumstances. Please seek personal financial and tax and/or legal advice prior to acting on this information. The material contained in this newsletter is based on information received in good faith from sources within the market, and on our understanding of legislation and Government press releases at the date of publication, which are believed to be reliable and accurate. Opinions constitute our judgement at the time of issue and are subject to change. Neither, the Licensee or any of the National Australia group of companies, nor their employees or directors give any warranty of accuracy, nor accept any responsibility for errors or omissions in this email.

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